Zakat Calculator — Free Online

Nisab is the minimum wealth that makes zakat obligatory. It is set at 87.48 grams of gold (7.5 tola) or 612.36 grams of silver (52.5 tola). Because silver is far cheaper than gold, the silver nisab is a much lower threshold, so more people qualify and more zakat reaches those who need it — which is why most scholars recommend using silver. Use the gold nisab only if that is the ruling you follow.

2.5% of your net zakatable wealth — one fortieth. Net means your gold, silver, cash, bank balances, investments, business inventory and expected receivables, minus debts and bills you must pay. The wealth must also have been held for one full lunar (Hijri) year, which is why most people pay on a fixed zakat anniversary.

This is one of the genuinely debated points. Many scholars include all gold and silver jewellery in zakat regardless of use, while some exempt jewellery that is worn regularly within a normal, non-extravagant amount. Both positions are mainstream. Enter your jewellery to see the amount under the stricter view, then follow the ruling of a scholar you trust.

One tola equals 11.664 grams, so 3 tola is about 34.99 grams. The calculator does this for you: choose the tola unit and enter the rate per tola, or switch to grams and enter the rate per gram — the values update instantly either way.

Personal-use assets are not zakatable: your home, furniture, car and the clothes you wear are all excluded. Salary is not taxed as it arrives either — what matters is the balance that remains in your possession on your zakat anniversary, which is why the bank and cash boxes are the right place for it.

No. It is an arithmetic helper using the widely accepted 2.5% rate and standard nisab weights. Rulings differ between schools of thought on jewellery, agricultural produce, property held for resale, provident funds, long-term loans and business valuation. For your actual payment, confirm the details with a qualified scholar — and pay before your zakat year passes.